Working Capital for Scottish Law Firms
Flexible receivables finance from £25k to £500k. Grow your practice without sacrificing equity.
FCA Registered
Scottish-focused lender
Why Choose Cairnstone?
Purpose-built finance for legal practices, with terms that work for you.
Fast Funding
Decisions within 24-48 hours. Access working capital when you need it.
Flexible Facilities
From £25,000 to £500,000, scaled to your practice size.
No Personal Guarantees
Secured against your receivables, not your personal assets.
Transparent Terms
Clear fee structure with no hidden charges or early repayment penalties.
Eligibility Criteria
We specialise in providing finance to established Scottish law firms with a focus on specific practice areas.
Who We Fund
- Scottish Limited Companies (Ltd)
- £500,000+ annual fee income
- 24+ months trading history
- Corporate & Commercial law
- Conveyancing & Property
- Employment law
- Family law
Not Currently Eligible
- Sole practitioners
- Limited Liability Partnerships (LLPs)
- Immigration law practices
- Personal Injury / Clinical Negligence
- Criminal defence
- CFA/DBA-funded work
Ready to Grow Your Practice?
Start your application today. Our team will review your submission and get back to you within 24 hours.